Portfolio Partner Profile

Vivriti Capital

Vivriti Capital Private Limited (“Vivriti”) is an India-based non-bank financial company that was established with the objective of creating the largest and most valuable platform for financial services, serving a client base of financial institutions, corporates, small enterprises, and individuals that lack efficient access to financial services. Their online marketplace, CredAvenue, is an integrated enterprise debt platform and a one stop solution for prospecting, evaluating, executing, and monitoring debt. The founding team is committed to making Vivriti Capital a one-stop shop for all the debt requirements of its target clientele.

Vivriti’s founding team has deep expertise in retail financial services in India, having cumulatively assessed over 500 such institutions. They use this wealth of experience and expertise to offer advisory services to their clients in areas such as strategy formulation, new business launch, due diligence, liabilities management, risk management, and transaction advisory.

Featured Impact Story


Impact Story

Shubham Housing Development Finance Company Limited

Learn more at: https://shubham.co/success-stories.php

Shubham Housing Development Finance Company Limited is a housing finance company that provides home loans to low-income borrowers. The loans offered by the Company can be used by borrowers for purchasing a home, or also for home improvement, home extension, or ground-up construction. Shubham works in 75 cities across 9 states in India and has over 100 branches. They have financed over 55,000 households.

"The team at Shubham understood my requirement and provided me with exactly what I need"
- Naresh Kumar, General Store Owner

For Naresh, his working hours were long as his rented flat used to be at a distance from his shop. While trying to provide for his family, he was unable to give enough time to his wife and newborn son. He then decided that it was time for a chance and one day walked into a Shubham Branch office that is on his way to work. Today it takes him just a minute to reach his shop from home as he bought himself a 1 BHK flat just above the shop he owns and is able to spend ample time with his son.

Impact Story

Varthana Finance Pvt Limited


Varthana provides loans to affordable private schools in India. By focusing exclusively on this one sector, Varthana has gained a deep understanding of the challenges that these schools face, as well as the solutions that have been proven to work. More than 400 million student-aged children live in India, but only 260 million are currently enrolled in school. Even for those students who are enrolled, many attend under-funded and under-staffed public schools run by the government because they can't afford tuition for private schools. For years, entrepreneurs have been working to establish private schools that provide excellent instruction, but that are still accessible to low-income families. Currently, there are 200,000 affordable private schools in India, and they serve about 80 million students. Varthana works together with these organizations, ensuring that they have the capital to continue to expand and provide the best possible education for India's youth.

Learn more at: https://varthana.com/school/resources/#blogs

Impact Story

Shiksha Financial Services India Private Limited


Shiksha Financial, a Chennai-based non-bank financial company NBFC with a growing presence in 5 states, works in the education finance space in India. Shiksha offers two main products: microloans for student financing and business loans for school financing. Business loans for school are loans to educational institutions for the creation or improvement of their infrastructure, buildings, and other assets. Student loans are taken out by parents to finance tuition fees, books, uniforms, shoes, bags, and other items necessary for attending school. Shiksha is also introducing a college funding product to continue working with their existing student loan customers. Shiksha has financed over 3,300 schools and 94,500 student loans.

Learn more about Shiksa and how they are supporting girls’ education at: https://shikshafinance.com

Impact Story

Shiksha Financial Services India Private Limited


Lendingkart is a fintech company offering loans (mainly unsecured) to micro, small, and medium enterprises (MSMEs) across India, with a presence in 1300+ cities. They offer fair interest rates, flexible loan sizes and repayment terms, and an efficient online application and approval process, focusing on serving their clients effectively and fairly. They have worked with over 89,000 MSMEs to provide access to responsible financial services.

Return to Portfolio:

Sectors and Topics:

Small Business


East Asia & Pacific



US States:


First Year of Investment:




Social Media:

Facebook Page Twitter Page LinkedIn Page