Investing to advance racial justice and equity

Our mission is rooted in addressing structural inequities. Many of our US portfolio partners view their missions as a response to structural racism as they work to ensure widespread and equitable access to healthcare, housing, education, access to capital, and to support long-term efforts to build wealth that enables upward mobility.

We integrate and elevate the community voice in all of the deals we do. We also collect demographic data on the communities we lend to, as well as our borrowers’ leadership and boards, and we report these diversity metrics in our annual Impact Report.

Blog 2024 Year in Review

2024 Year in Review

A look back at Calvert Impact's work in 2024.

12/20/2024 | By Jennifer Pryce
Reports Our 2024 Community Investment Note® Impact Report, "Taking Action for Communities & Climate"

Our 2024 Community Investment Note® Impact Report, "Taking Action for Communities & Climate"

Calvert Impact's 2024 impact report, including new impact data, stories, and photos from their Community Investment Note portfolio.

10/23/2024
Blog 2023 Year in Review

2023 Year in Review

After sharing our 2023-2025 Strategic Plan in January, Calvert Impact executed on its strategy to bring new products to market to increase connectivity between the capital markets and communities.

12/21/2023 | By Jennifer Pryce
Videos The Future of the Small Business Finance Industry Webinar

The Future of the Small Business Finance Industry Webinar

The Future of the Small Business Finance Industry Calvert Impact’s new report, Small Business Community Finance: Scaling with Integrity

12/19/2023
In the News Calvert Impact releases 2023 Impact Report: 'Demonstrate, Educate, Transform'

Calvert Impact releases 2023 Impact Report: 'Demonstrate, Educate, Transform'

Report shows cumulative impact of Community Investment Note® and new products

11/07/2023
Reports Our 2023 Impact Report, "Demonstrate, Educate, Transform"

Our 2023 Impact Report, "Demonstrate, Educate, Transform"

Our 2023 Impact Report features the impact we and our portfolio partners have had on markets, the environment, and communities around the world throughout 2022 and 2023.

11/06/2023 | By Caitlin Rosser
Videos A Theory of Change for the Small Business Finance Sector

A Theory of Change for the Small Business Finance Sector

Calvert Impact, Ascendus, and NDC share the co-created Theory of Change for the Small Business finance sector and how they have tested and implemented this theory of change in their own work.

09/12/2023
Videos Learning from the Southern Opportunity and Resilience (SOAR) Fund - Webinar Recording

Learning from the Southern Opportunity and Resilience (SOAR) Fund - Webinar Recording

60 Decibels, Calvert Impact, Community Reinvestment Fund, USA, and LISC share insights from new research on the small business recovery programs launched in response to the pandemic.

06/07/2023
Blog Celebrating Small Businesses Every Week

Celebrating Small Businesses Every Week

Calvert Impact reflects on our long-standing history of supporting small businesses during Small Business Week 2023

05/01/2023
Blog Southern Opportunity And Resilience (SOAR) Fund Insights

Southern Opportunity And Resilience (SOAR) Fund Insights

60 Decibels partnered with CRF USA and Calvert Impact to understand the impact of the Southern Opportunity and Resilience (SOAR) Fund on small businesses in 16 partner states.

05/01/2023
Reports Our 2022 Impact Report, "Responding to the Need for Transformative Change"

Our 2022 Impact Report, "Responding to the Need for Transformative Change"

Our 2022 Impact Report features the impact we and our portfolio partners have had on markets, the environment, and communities around the world throughout 2021 and 2022.

11/03/2022 | By Caitlin Rosser
Blog Heeding the Call: Investing in Justice and a Livable Future

Heeding the Call: Investing in Justice and a Livable Future

Faith-based asset owners are leading the way, not only for their peers, but also for secular values-based investors; demanding investment products and services to address urgent challenges.

11/01/2022 | By Amanda Joseph
Success Stories Success Story: New Hampshire Community Loan Fund

Success Story: New Hampshire Community Loan Fund

In 1997, in our second year of lending operations, Calvert Impact made a $150,000 loan to New Hampshire Community Loan Fund, a community lender that transforms New Hampshire communities.

10/26/2022 | By Caitlin Rosser
Blog California Rebuilding Fund Insights

California Rebuilding Fund Insights

60 Decibels partnered with CRF USA, Calvert Impact, and Kiva to understand the impact of the California Rebuilding Fund on small businesses.

10/18/2022
Videos Inclusive Support for Small Business: Insights from the New York Forward Loan Fund (Webinar Recording)

Inclusive Support for Small Business: Insights from the New York Forward Loan Fund (Webinar Recording)

60 Decibels, Calvert Impact Capital and Community Reinvestment Fund, USA share insights from new research on the small business recovery programs launched in response to the pandemic.

03/31/2022
Blog New York Forward Loan Fund Insights

New York Forward Loan Fund Insights

Calvert Impact Capital, CRF USA and USC partnered with 60 Decibels to understand the impact of the New York Forward Loan Fund on small businesses.

03/14/2022
Videos 2021 Impact Report Webinar

2021 Impact Report Webinar

Calvert Impact Capital's Investor Relations and Impact Management staff hosted a webinar to review highlights from our 2021 Impact Report

03/03/2022 | By Caitlin Rosser
In the News Race and finance: America’s segregated banking sector

Race and finance: America’s segregated banking sector

After the murder of George Floyd, lenders pledged to help communities of colour. But many are still struggling to get cheaper loans

12/13/2021
Reports Our 2021 Impact Report, "Making Markets Work for People and Planet"

Our 2021 Impact Report, "Making Markets Work for People and Planet"

Our 2021 Impact Report features the impact we and our borrowers have had on the environment and communities around the world throughout 2020 and 2021.

11/18/2021 | By Caitlin Rosser
In the News Getting Money off the Sidelines: A Starting List to Invest for Racial Equity

Getting Money off the Sidelines: A Starting List to Invest for Racial Equity

As more investors seek to direct capital toward racial equity, here’s a starter list to help.

11/08/2021
Blog Washington State Small Business Flex Fund Launch

Washington State Small Business Flex Fund Launch

Calvert Impact Capital is proud to announce the Small Business Flex Fund, aimed at helping Washington state small businesses recover and grow as communities across the state reopen for business.

07/19/2021
Blog Borrower Spotlight: Community Reinvestment Fund (CRF)

Borrower Spotlight: Community Reinvestment Fund (CRF)

When the PPP loan was announced by Congress, many businesses found themselves shut out of the process due to a lack of information and access to the program through traditional financial institutions

07/06/2021 | By Caitlin Rosser
In the News How to Apply a Racial Equity Lens to Your Investments (Morningstar)

How to Apply a Racial Equity Lens to Your Investments (Morningstar)

If you are fortunate enough to be an investor, you have the means to contribute to change by applying a racial equity lens to your investments. Here are some thoughts on how to do it.

05/26/2021
In the News SOAR-ing to New Heights (Podcast) (Breaking Banks)

SOAR-ing to New Heights (Podcast) (Breaking Banks)

JP Nicols hosts Beth Bafford, an architect of the new SOAR Fund, to discuss the multi-million dollar fund aimed at helping small businesses and nonprofits across the South.

05/13/2021
Blog Love Your Neighbor and Embrace the Stranger

Love Your Neighbor and Embrace the Stranger

When we look beyond the socially constructed and restrictive barriers of race, class, faith, and gender, we may at first see the stranger, then we recognize our neighbor, and verily, ourselves.

05/06/2021 | By Amanda Joseph
In the News SOAR fund helping minority-owned businesses in the south to rebound: Video (ABC Action News)

SOAR fund helping minority-owned businesses in the south to rebound: Video (ABC Action News)

The SOAR Fund will focus on the south. They want to make sure the Black, Hispanic and Native American communities in the south are getting the help they need for their businesses.

04/13/2021
Success Stories Success Story: BlueHub Capital

Success Story: BlueHub Capital

In August 1998, Calvert Impact Capital made a $25,000 loan to the BlueHub Loan Fund (then “Boston Community Loan Fund”), managed by BlueHub Capital.

04/06/2021 | By Caitlin Rosser
Blog Southern Opportunity and Resilience (SOAR) Fund Announcement

Southern Opportunity and Resilience (SOAR) Fund Announcement

Calvert Impact Capital is excited to join a network of national and local community lenders to announce the Southern Opportunity and Resilience (SOAR) Fund

03/03/2021
Blog 2020 in Review

2020 in Review

The global pandemic, resulting economic shocks, stark displays of systemic racism and injustice, and near-daily evidence of rapidly changing climate made it clear our current systems are failing us

12/18/2020 | By Leigh Moran
Blog Pursuing Justice Through Faith-Based Impact Investing

Pursuing Justice Through Faith-Based Impact Investing

For many of us who engage in impact investing, this verse from Deuteronomy 16:20 is a familiar one, our clarion call to pursue a path of justice and healing

11/20/2020 | By Amanda Joseph
Reports 2020 Impact Report

2020 Impact Report

Our 2020 Impact Report commemorates our 25th anniversary and features the impact we and our borrowers have had on the environment and communities around the world throughout 2019 and 2020.

10/01/2020 | By Caitlin Rosser
Blog Calvert Impact Capital Expands Work in Under-Resourced Communities Globally; Exceeds $500 Million in Community Investment Note® Balance

Calvert Impact Capital Expands Work in Under-Resourced Communities Globally; Exceeds $500 Million in Community Investment Note® Balance

​​Calvert Impact Capital announced today that its Community Investment Note® balance has exceeded $500 million for the first time as its work to support global, under-resourced communities

10/01/2020 | By Leigh Moran
Reports 2020 Investor Survey Results

2020 Investor Survey Results

Every two years, we conduct an investor survey to better understand the motivations of our investor base, the challenges they face in investing for impact, and how we can serve them better

09/15/2020 | By Caitlin Rosser
Blog Why do our investors invest for impact? Takeaways from our 2020 Impact Investor Survey

Why do our investors invest for impact? Takeaways from our 2020 Impact Investor Survey

Every two years, we conduct an investor survey to better understand the motivations of our investor base, the challenges they face in investing for impact, and how we can serve them better

09/15/2020 | By Caitlin Rosser
Blog New York Forward Loan Fund Helps Businesses Keep Their Doors Open

New York Forward Loan Fund Helps Businesses Keep Their Doors Open

The NY Forward Loan Fund (NYFLF) has lent more than $3.1 million to support 77 businesses and residential landlords across NY state with COVID-19 related costs and expenses as of today

08/05/2020
Blog Portfolio Partners' Statements on Racial Justice and Equity

Portfolio Partners' Statements on Racial Justice and Equity

Since the death of George Floyd at the hands of the Minneapolis police, many organizations and individuals across the globe have raised their voices

06/17/2020 | By Leigh Pomerantz
Blog NY Forward Loan Fund Launch

NY Forward Loan Fund Launch

Calvert Impact Capital is proud to serve as lead arranger for the NY Forward Loan Fund (NYFLF)

05/22/2020
Blog Community-Centered COVID-19 Recovery Program

Community-Centered COVID-19 Recovery Program

The economic impact of COVID-19 has been unprecedented and is crushing community-based organizations

04/28/2020
Blog Borrower Spotlight: Wildflower Schools

Borrower Spotlight: Wildflower Schools

Wildflower is an ecosystem of decentralized Montessori micro-schools which are teacher-led and offer child-centered learning environments to support children and families from diverse backgrounds

02/25/2020 | By Leigh Pomerantz
Blog Borrower Spotlight: Grameen America

Borrower Spotlight: Grameen America

Grameen America is a nonprofit microfinance organization dedicated to helping women who live in poverty build small businesses to create better lives for their families

01/17/2020 | By Leigh Pomerantz
Reports 2019 Impact Report

2019 Impact Report

In our 2019 Impact Report, we provide even more data on our investor, portfolio, and community impact through updated data, graphics, and case studies.

10/01/2019 | By Caitlin Rosser
Blog The Power of Community Engagement in Affordable Housing: Takeaways from the #ImpactTourRaleigh

The Power of Community Engagement in Affordable Housing: Takeaways from the #ImpactTourRaleigh

Last Tuesday my colleague Katherine and I traveled to Raleigh, NC for an affordable housing impact tour

07/30/2018 | By Caitlin Rosser
Blog Dear Impact Investors: Consider Affordable Housing

Dear Impact Investors: Consider Affordable Housing

Affordable housing was my introduction to impact investing

04/24/2018 | By Catherine Godschalk
Blog Sustainable Mobility in South Africa

Sustainable Mobility in South Africa

We recently closed a new $5 million investment with SA Taxi, a credit provider that offers financial products and services for entrepreneurs in the minibus taxi business in South Africa

07/06/2017 | By Najada Kumbuli
Blog For Black History Month, We're Championing Black Entrepreneurs

For Black History Month, We're Championing Black Entrepreneurs

As Black History Month comes to a close, we at Calvert Foundation have been celebrating the many successes and contributions of black small business owners and entrepreneurs

02/27/2017
Blog Affordable Housing on the Gulf Coast

Affordable Housing on the Gulf Coast

Calvert Foundation is pleased to announce our closure of a loan to Gulf Coast Housing Partnership (GCHP) that will finance the construction of affordable housing throughout the Gulf Coast region

02/10/2017
Blog Latinos as Financial Agents of Change

Latinos as Financial Agents of Change

Last year on the main stage at SOCAP15 I announced the launch of Raíces

09/23/2016
Blog Tomorrow’s Impact Investors

Tomorrow’s Impact Investors

One of Calvert Foundation’s objectives has always been to create an inclusive social investment marketplace—to enable anyone, regardless of their wealth or status, to become a social investor

02/23/2015 | By Leigh Moran
Blog Entrepreneurship at the CBC

Entrepreneurship at the CBC

Convened a couple of weeks after the 50th anniversary of the March on Washington

10/17/2013 | By Xevion Baptiste
Blog 50 Years Later: How Social Impact Investing is Advancing the Dream

50 Years Later: How Social Impact Investing is Advancing the Dream

We live in a nation celebrated around the world for its racial and ethnic diversity

08/27/2013 | By Lisa Hall
Blog It's not about the 99%. It's not about the 1%. It's about the 100%.

It's not about the 99%. It's not about the 1%. It's about the 100%.

Last Friday, just before I took the stage at CGI America with others working in sustainable finance, the Clinton Global Initiative announced a commitment to supporting small business

06/14/2012 | By Lisa Hall
Blog Let's “Travel Down this Road Together”

Let's “Travel Down this Road Together”

I was honored to participate last week as a speaker on a panel about the racial wealth gap in this country at the Congressional Black Caucus Foundation’s annual conference.

09/30/2011 | By Lisa Hall

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Calvert Impact Capital, Inc., a 501(c)(3) nonprofit and a subsidiary of Calvert Impact, Inc., offers the Community Investment Note. Calvert Impact Climate, Inc., a 501(c)(3) nonprofit and a subsidiary of Calvert Impact, Inc., offers the Cut Carbon Note. The Community Investment Note and Cut Carbon Note are subject to certain risks, are not mutual funds, are not FDIC or SIPC insured, and should not be confused with any Calvert Research and Management-sponsored investment product. The Community Investment Notes and the Cut Carbon Notes are debt securities subject to the terms, conditions and risks described in the current prospectus, prospectus supplement(s) and pricing supplements, as applicable, including risk of possible loss of the amount invested. Payment is dependent on the issuer’s financial condition at the time payment is due. Any decision to invest in these securities through this Site should only be made after reading the applicable prospectus, prospectus supplement(s) and pricing supplement or by calling 800-248-0337.

This is not an offer to sell you our securities and we are not soliciting you to buy our securities. The offering is made solely by the Prospectus. We will offer and sell our securities only in states where authorized.

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